Learn the difference between an ignorant response and being ignorant. I'm not calling you ignorant, I'm saying the act of ignoring all the proof I just provided is ignorant. I provided all the real-world assumptions and mathematical calculations to prove what I'm saying is right. Everything is backed up through mathematics and shows you'll have almost $500k more after you pay off the house. By ignoring evidence because you've already drawn a conclusion is literally being close minded.
So far, the only proof you've provided is "Dave Ramsey" and "I'm smart with money." Like I said, I'm glad you're doing okay, but if you understood the power of compounding and the time value of money, you'd be even better off.