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To move or not to move?

thedude4bides

Go Kart Champion
Location
usa
I am just freaking out and have been having anxiety for a bit since this started to come into fruition. :(

Man...why are you freaking out so much? It's not like she has a gambling problem and steals your money to go buy crack. You didn't stumble across a sex tape on a porn site where she was gang banged. She is growing up. Next chapter in life. That takes balls. There is no guarantee that this is going to work out. There is also no guarantee she won't get hit by a bus tomorrow. That's life. Rid yourself of this selfish nonsense and get excited for her or risk jeopardizing what you have.
 

Bender1

Banned
Location
Doylestown, PA
Man...why are you freaking out so much? It's not like she has a gambling problem and steals your money to go buy crack. You didn't stumble across a sex tape on a porn site where she was gang banged. She is growing up. Next chapter in life. That takes balls. There is no guarantee that this is going to work out. There is also no guarantee she won't get hit by a bus tomorrow. That's life. Rid yourself of this selfish nonsense and get excited for her or risk jeopardizing what you have.

 

adolan21

Ready to race!
Location
NH
Being an adult sucks but this is it. Long gone are the times where your parents bail your ass out. If anything it makes you appreciate them more. When I moved out I was like: "What the fuck, the cable & internet package my mom had was $280/mo, fuck that I'm just getting internet for $60/mo." "Food is so expensive, how did my mom keep that fridge fully stocked all the time?!" Let her experience this. The lease is probably only a year anyway, and if it all doesn't work out in a year she can move back or maybe you two will be in a better financial situation together.
 

nuggstein

Go Kart Champion
Location
North Jersey
typo - i know - but if she is pulling 60 her take home is at least 40ish putting $1,100/month well below the 30% standard guideline.
her base is 45k. she's in sales. she prob makes minimum 50, and depending on sales...i mean she JUST started in April with not a lot saved up prior, but depending on sales, it could reach 60.
 

nuggstein

Go Kart Champion
Location
North Jersey
she will be fine. Seriously. If she doesn't exceed her base she is still right at the federal recommendation for housing assuming a take home around 33k.
^ what do you mean by that?

my worry is just saving money for the future...especially because she's paying $350 in loans per month, and a little credit card debt.

I over think a lot of things most of the time. I hate it.
 

Bender1

Banned
Location
Doylestown, PA
The general recommendation is that housing not exceed 33% of your net income. Right now she probably isn't saving anything for the future. My calculations of her estimated Net included a 401k contribution BTW. But, she is just out of school and QoL is often more important then. She isn't going to go broke, she isn't going to go into more debt, she will make more over time, this isn't a big deal.

Also, this isn't your business. Unless you are planning on marrying her in the near term, its her deal, not yours.
 

nuggstein

Go Kart Champion
Location
North Jersey
The general recommendation is that housing not exceed 33% of your net income. Right now she probably isn't saving anything for the future. My calculations of her estimated Net included a 401k contribution BTW. But, she is just out of school and QoL is often more important then. She isn't going to go broke, she isn't going to go into more debt, she will make more over time, this isn't a big deal.

Also, this isn't your business. Unless you are planning on marrying her in the near term, its her deal, not yours.
Very true man. I understand it's not my business, but because I care about her and her future -- I had to get how I felt off of my chest. I won't bring it up again, and I will support her and her decision.
 
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